Maximizing SAP BTP Credits: Wrapping Up Our First Customer Workshop

Do you have pre-paid SAP BTP credits but aren’t sure how to use them? Wondering how many you have left, whether they might expire, and what real-world solutions you can actually build with them? That was precisely the focus of our workshop, “From Credits to Results,” held on October 22, 2026, at Mibcon’s offices. Daniel Vališ, Head of BTP in Mibcon, guided attendees through an inspiring and practical morning session.

Opening Question: Paid For? Yes. Put to Work?

Daniel Vališ kicked off our first BTP credits workshop with this very question. Right from the planning stage, we were determined not to deliver a lecture, but rather a hands-on working session tailored to the specific situations of our attendees. We set the ground rule early on that participants could ask questions at any time, and vote anonymously on their smartphones on topics of interest. We then adjusted the agenda dynamically to deliver maximum practical value.

Across every covered area, we followed a consistent framework:

• What BTP credits can be used for,
• Concrete implementations deployed for our clients, and
• How many credits each solution consumes per month.

The actual numbers from real-world projects sparked the liveliest discussions.

How SAP BTP Credits Work

The first session demystified the fundamentals—areas where even customer IT departments often struggle:

• Pre-paid pool: The company commits to an annual credit allocation (under a CPEA contract, now BTPEA), and SAP deducts the previous month’s usage on a monthly basis.
• Pricing models vary by service: Integration is billed per message, databases by memory and compute, and Build or Joule by user or active hours.
• Credits can be hidden: RISE and GROW Premium bundles typically include €10,000–€20,000 annually in credits—often completely unnoticed by IT teams.
• They expire at year-end: Rollover into the following year applies only if negotiated contractually (typically capped at 10–20% of unspent credits). Overage, by contrast, is billed retroactively—usually at standard list price without discounts.

What About AI?

We covered artificial intelligence as a dedicated topic. Baseline AI and Joule Base are included in the cloud license fee, whereas premium capabilities and Joule agents consume AI Units. However, custom AI solutions built on SAP AI Core and the Generative AI Hub consume standard BTP credits—including those bundled within RISE and GROW packages.

What You Can Build with SAP BTP Credits

The core of the morning featured live demonstrations of solutions already running in production for our customers. For each use case, we shared the underlying story, walked through application screens, and reviewed estimated monthly credit consumption.

Attendees explored implementations spanning integrations, side-by-side extensions, reporting, platform services, and enterprise AI applications.

Key Use Cases

Extensions:

• Warehouse picking and fulfillment app
• Business partner onboarding app with Moody’s verification and dynamic risk scoring
• Business travel management app—from request to automated posting in S/4HANA under Czech and Slovak legislation
• Contract lifecycle management from inception to expiration without touching the core code
• Paperless and email-free employee onboarding verified via BankID
• Mobile plant maintenance app connected to SAP PM that works offline and supports thousands of field workers

AI in Action: Two AI demonstrations drew exceptional interest. The first automatically validates medical certificates submitted for sick leave and self-processes clear cases, allowing payroll specialists to focus solely on exceptions. The second—an AI assistant called MAIDx—answers natural-language queries against SAP operational data and corporate documentation, complete with source citations and strict adherence to SAP role-based authorization permissions.

How Much It Costs in Credits

For every solution shown, we provided an estimated monthly credit burn rate. This gave everyone a realistic picture of the credit cost for a straightforward utility app, an employee self-service portal, or a complex integration architecture.

The closing segment returned the spotlight to our guests. Through an anonymous poll, participants selected the single biggest operational bottleneck in their business. We then sized that selected scenario in BTP credits live on the spot.

Join Us Next Time?

The “From Credits to Results” workshop began as a pilot initiative to see whether Czech companies were actively looking for guidance on utilizing their BTP credits.

The strong turnout and positive reception confirmed that enterprise leaders lack access to these practical insights—and that scheduling additional runs of this workshop next year is clearly warranted.

If you would like to attend an upcoming session and gather practical inspiration, we would be delighted to welcome you. You can find upcoming dates on our Events page.